Call reports 2010
EVERTRUST BANK — 2010
What EVERTRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 550,814,000 | 538,221,000 | 499,756,000 | 491,987,000 |
| Total loans | 335,639,000 | 321,925,000 | 325,746,000 | 310,943,000 |
| Allowance for loan losses | 6,155,000 | 7,454,000 | 6,799,000 | 7,227,000 |
| Securities available for sale | 72,386,000 | 73,205,000 | 62,109,000 | 74,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,728,000 | 401,638,000 | 360,250,000 | 347,989,000 |
| Interest-bearing deposits | 393,336,000 | 366,825,000 | 327,647,000 | 314,309,000 |
| Noninterest-bearing deposits | 30,392,000 | 34,813,000 | 32,603,000 | 33,680,000 |
| Equity capital | 98,130,000 | 108,396,000 | 109,422,000 | 109,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,606,000 | 10,926,000 | 15,947,000 | 20,905,000 |
| Interest expense | 1,489,000 | 2,877,000 | 4,026,000 | 5,080,000 |
| Net interest income | 4,117,000 | 8,049,000 | 11,921,000 | 15,825,000 |
| Noninterest income | 95,000 | 207,000 | 140,000 | 494,000 |
| Noninterest expense | 2,831,000 | 5,613,000 | 8,343,000 | 11,516,000 |
| Provision for loan losses | 847,000 | 2,353,000 | 2,370,000 | 3,259,000 |
| Pretax income | 1,966,000 | 2,295,000 | 3,454,000 | 3,650,000 |
| Income tax | 806,000 | 920,000 | 1,317,000 | 1,212,000 |
| Net income | 1,160,000 | 1,375,000 | 2,137,000 | 2,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,487,000 | 66,580,000 | 67,614,000 | 67,312,000 |
| Total capital | 60,238,000 | 71,137,000 | 72,090,000 | 71,715,000 |
| Risk-weighted assets | 378,510,000 | 361,474,000 | 355,591,000 | 349,210,000 |
Machine access — free, no API key
Every figure shown here about EVERTRUST BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.