Call reports 2009
EVERTRUST BANK — 2009
What EVERTRUST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 497,847,000 | 553,443,000 | 580,997,000 | 555,298,000 |
| Total loans | 302,215,000 | 344,420,000 | 351,622,000 | 351,224,000 |
| Allowance for loan losses | 4,930,000 | 6,246,000 | 5,585,000 | 6,509,000 |
| Securities available for sale | 90,958,000 | 76,455,000 | 81,370,000 | 72,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,440,000 | 404,890,000 | 444,143,000 | 405,120,000 |
| Interest-bearing deposits | 322,279,000 | 379,255,000 | 410,555,000 | 372,577,000 |
| Noninterest-bearing deposits | 27,161,000 | 25,635,000 | 33,588,000 | 32,543,000 |
| Equity capital | 85,445,000 | 84,842,000 | 83,434,000 | 97,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,609,000 | 11,294,000 | 17,512,000 | 23,651,000 |
| Interest expense | 2,348,000 | 4,644,000 | 7,055,000 | 8,952,000 |
| Net interest income | 3,261,000 | 6,650,000 | 10,457,000 | 14,699,000 |
| Noninterest income | 120,000 | 360,000 | 488,000 | 717,000 |
| Noninterest expense | 2,349,000 | 4,881,000 | 7,403,000 | 10,081,000 |
| Provision for loan losses | 1,136,000 | 4,520,000 | 8,965,000 | 13,499,000 |
| Pretax income | 149,000 | -2,040,000 | -4,937,000 | -7,509,000 |
| Income tax | 41,000 | -950,000 | -2,093,000 | -3,221,000 |
| Net income | 108,000 | -1,090,000 | -2,844,000 | -4,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,257,000 | 45,146,000 | 43,479,000 | 57,123,000 |
| Total capital | 50,810,000 | 50,161,000 | 48,626,000 | 62,158,000 |
| Risk-weighted assets | 363,740,000 | 399,755,000 | 411,171,000 | 401,138,000 |
Machine access — free, no API key
Every figure shown here about EVERTRUST BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.