Call reports 2026
BANK OF SOUTH CAROLINA, THE — 2026
What BANK OF SOUTH CAROLINA, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 561,677,000 | 571,241,000 |
| Total loans | 362,231,000 | 369,504,000 |
| Allowance for loan losses | 4,307,000 | 4,451,000 |
| Securities available for sale | 110,888,000 | 122,400,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 488,453,000 | 497,261,000 |
| Interest-bearing deposits | 319,176,000 | 313,856,000 |
| Noninterest-bearing deposits | 169,277,000 | 183,405,000 |
| Equity capital | 59,783,000 | 60,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,951,000 | 14,354,000 |
| Interest expense | 1,008,000 | 1,901,000 |
| Net interest income | 5,943,000 | 12,453,000 |
| Noninterest income | 473,000 | 1,075,000 |
| Noninterest expense | 3,700,000 | 7,596,000 |
| Provision for loan losses | 50,000 | 200,000 |
| Pretax income | 2,666,000 | 5,732,000 |
| Income tax | 601,000 | 1,296,000 |
| Net income | 2,065,000 | 4,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 64,996,000 | 65,318,000 |