Call reports 2025
BANK OF SOUTH CAROLINA, THE — 2025
What BANK OF SOUTH CAROLINA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 567,088,000 | 580,303,000 | 575,834,000 | 576,238,000 |
| Total loans | 359,667,000 | 362,553,000 | 352,076,000 | 362,690,000 |
| Allowance for loan losses | 3,724,000 | 3,814,000 | 4,060,000 | 4,257,000 |
| Securities available for sale | 141,959,000 | 141,900,000 | 145,526,000 | 143,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,548,000 | 509,140,000 | 502,225,000 | 501,709,000 |
| Interest-bearing deposits | 334,281,000 | 343,917,000 | 329,318,000 | 337,054,000 |
| Noninterest-bearing deposits | 164,267,000 | 165,223,000 | 172,907,000 | 164,655,000 |
| Equity capital | 54,310,000 | 56,135,000 | 58,357,000 | 59,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,943,000 | 14,280,000 | 21,785,000 | 29,072,000 |
| Interest expense | 1,326,000 | 2,630,000 | 3,933,000 | 5,142,000 |
| Net interest income | 5,617,000 | 11,650,000 | 17,852,000 | 23,930,000 |
| Noninterest income | 429,000 | 857,000 | 1,344,000 | 1,825,000 |
| Noninterest expense | 3,613,000 | 7,360,000 | 11,032,000 | 14,922,000 |
| Provision for loan losses | 50,000 | 150,000 | 400,000 | 600,000 |
| Pretax income | 2,421,000 | 5,035,000 | 7,854,000 | 10,323,000 |
| Income tax | 567,000 | 1,174,000 | 1,804,000 | 2,213,000 |
| Net income | 1,854,000 | 3,861,000 | 6,050,000 | 8,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,400,000 | 63,132,000 | 64,046,000 | 64,506,000 |