Call reports 2019
BANK OF SOUTH CAROLINA, THE — 2019
What BANK OF SOUTH CAROLINA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 431,621,000 | 442,570,000 | 452,836,000 | 445,067,000 |
| Total loans | 277,534,000 | 287,124,000 | 280,462,000 | 279,135,000 |
| Allowance for loan losses | 3,989,000 | 4,131,000 | 4,141,000 | 4,004,000 |
| Securities available for sale | 117,402,000 | 101,430,000 | 98,298,000 | 100,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,410,000 | 384,925,000 | 388,861,000 | 380,566,000 |
| Interest-bearing deposits | 246,263,000 | 246,308,000 | 261,280,000 | 254,667,000 |
| Noninterest-bearing deposits | 130,146,000 | 138,617,000 | 127,581,000 | 125,898,000 |
| Equity capital | 46,979,000 | 48,959,000 | 49,877,000 | 50,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,850,000 | 9,905,000 | 14,997,000 | 19,856,000 |
| Interest expense | 244,000 | 490,000 | 705,000 | 817,000 |
| Net interest income | 4,606,000 | 9,415,000 | 14,292,000 | 19,039,000 |
| Noninterest income | 385,000 | 844,000 | 1,369,000 | 1,869,000 |
| Noninterest expense | 2,709,000 | 5,422,000 | 8,140,000 | 11,028,000 |
| Provision for loan losses | 10,000 | 145,000 | 155,000 | 180,000 |
| Pretax income | 2,272,000 | 4,721,000 | 7,395,000 | 9,751,000 |
| Income tax | 513,000 | 1,071,000 | 1,682,000 | 2,213,000 |
| Net income | 1,759,000 | 3,650,000 | 5,713,000 | 7,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,244,000 | 48,271,000 | 48,991,000 | 49,860,000 |
| Total capital | 51,098,000 | 52,297,000 | 53,021,000 | 53,897,000 |
| Risk-weighted assets | 308,187,000 | 321,916,000 | 322,265,000 | 327,483,000 |