Call reports 2018
BANK OF SOUTH CAROLINA, THE — 2018
What BANK OF SOUTH CAROLINA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 434,271,000 | 427,057,000 | 429,404,000 | 429,014,000 |
| Total loans | 271,640,000 | 282,234,000 | 277,490,000 | 275,862,000 |
| Allowance for loan losses | 3,831,000 | 4,007,000 | 4,106,000 | 4,214,000 |
| Securities available for sale | 125,960,000 | 119,831,000 | 118,603,000 | 119,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,549,000 | 383,346,000 | 385,789,000 | 383,443,000 |
| Interest-bearing deposits | 249,939,000 | 252,685,000 | 253,554,000 | 252,446,000 |
| Noninterest-bearing deposits | 141,609,000 | 130,661,000 | 132,235,000 | 130,997,000 |
| Equity capital | 42,358,000 | 42,852,000 | 42,956,000 | 45,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,471,000 | 9,104,000 | 13,943,000 | 18,915,000 |
| Interest expense | 110,000 | 252,000 | 448,000 | 696,000 |
| Net interest income | 4,361,000 | 8,852,000 | 13,495,000 | 18,219,000 |
| Noninterest income | 414,000 | 878,000 | 1,285,000 | 1,689,000 |
| Noninterest expense | 2,677,000 | 5,392,000 | 8,265,000 | 11,293,000 |
| Provision for loan losses | 55,000 | 130,000 | 230,000 | 325,000 |
| Pretax income | 2,047,000 | 4,213,000 | 6,290,000 | 8,295,000 |
| Income tax | 363,000 | 761,000 | 1,001,000 | 1,149,000 |
| Net income | 1,684,000 | 3,452,000 | 5,289,000 | 7,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,068,000 | 44,456,000 | 44,953,000 | 45,898,000 |
| Total capital | 47,692,000 | 48,120,000 | 48,503,000 | 49,695,000 |
| Risk-weighted assets | 289,678,000 | 292,773,000 | 283,456,000 | 303,277,000 |