Call reports 2017
BANK OF SOUTH CAROLINA, THE — 2017
What BANK OF SOUTH CAROLINA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 428,557,000 | 430,161,000 | 431,693,000 | 446,607,000 |
| Total loans | 258,988,000 | 262,462,000 | 272,612,000 | 272,273,000 |
| Allowance for loan losses | 3,877,000 | 3,928,000 | 3,887,000 | 3,875,000 |
| Securities available for sale | 129,314,000 | 132,660,000 | 126,496,000 | 139,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,871,000 | 387,121,000 | 387,488,000 | 403,835,000 |
| Interest-bearing deposits | 252,143,000 | 255,067,000 | 262,826,000 | 264,579,000 |
| Noninterest-bearing deposits | 134,728,000 | 132,055,000 | 124,662,000 | 139,257,000 |
| Equity capital | 41,316,000 | 42,776,000 | 43,373,000 | 42,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,013,000 | 8,339,000 | 12,575,000 | 17,079,000 |
| Interest expense | 97,000 | 204,000 | 314,000 | 425,000 |
| Net interest income | 3,916,000 | 8,135,000 | 12,261,000 | 16,654,000 |
| Noninterest income | 514,000 | 1,013,000 | 1,464,000 | 1,931,000 |
| Noninterest expense | 2,573,000 | 5,302,000 | 7,877,000 | 10,610,000 |
| Provision for loan losses | 3,000 | 33,000 | 53,000 | 55,000 |
| Pretax income | 1,854,000 | 3,813,000 | 5,841,000 | 7,966,000 |
| Income tax | 565,000 | 1,097,000 | 1,649,000 | 2,875,000 |
| Net income | 1,289,000 | 2,716,000 | 4,192,000 | 5,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,311,000 | 42,010,000 | 42,801,000 | 43,344,000 |
| Total capital | 44,888,000 | 45,652,000 | 46,401,000 | 47,100,000 |
| Risk-weighted assets | 285,786,000 | 291,013,000 | 287,648,000 | 300,248,000 |