Call reports 2019
FAYETTE COUNTY NATIONAL BANK OF FAYETTEVILLE, THE — 2019
What FAYETTE COUNTY NATIONAL BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,375,000 | 90,751,000 | 94,224,000 | 91,840,000 |
| Total loans | 62,360,000 | 63,089,000 | 63,260,000 | 62,127,000 |
| Allowance for loan losses | 726,000 | 735,000 | 736,000 | 741,000 |
| Securities available for sale | 21,385,000 | 22,069,000 | 24,908,000 | 24,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,766,000 | 78,637,000 | 81,645,000 | 79,639,000 |
| Interest-bearing deposits | 61,318,000 | 61,670,000 | 63,989,000 | 62,503,000 |
| Noninterest-bearing deposits | 16,448,000 | 16,967,000 | 17,656,000 | 17,136,000 |
| Equity capital | 11,427,000 | 11,824,000 | 12,184,000 | 11,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,070,000 | 3,140,000 | 4,195,000 |
| Interest expense | 87,000 | 174,000 | 266,000 | 372,000 |
| Net interest income | 932,000 | 1,896,000 | 2,874,000 | 3,823,000 |
| Noninterest income | 91,000 | 241,000 | 371,000 | 499,000 |
| Noninterest expense | 663,000 | 1,389,000 | 2,077,000 | 2,966,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 56,000 |
| Pretax income | 351,000 | 740,000 | 1,150,000 | 1,287,000 |
| Income tax | 102,000 | 181,000 | 255,000 | 287,000 |
| Net income | 249,000 | 559,000 | 895,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,483,000 | 11,697,000 | 12,034,000 | 11,767,000 |
| Total capital | 12,065,000 | 12,291,000 | 12,664,000 | 12,358,000 |
| Risk-weighted assets | 46,435,000 | 47,423,000 | 50,332,000 | 47,180,000 |