Call reports 2015
FAYETTE COUNTY NATIONAL BANK OF FAYETTEVILLE, THE — 2015
What FAYETTE COUNTY NATIONAL BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,285,000 | 96,443,000 | 97,024,000 | 93,846,000 |
| Total loans | 58,394,000 | 59,623,000 | 60,127,000 | 61,495,000 |
| Allowance for loan losses | 742,000 | 740,000 | 730,000 | 730,000 |
| Securities available for sale | 28,885,000 | 28,605,000 | 28,323,000 | 27,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,172,000 | 75,383,000 | 80,693,000 | 77,864,000 |
| Interest-bearing deposits | 65,591,000 | 59,134,000 | 64,870,000 | 61,933,000 |
| Noninterest-bearing deposits | 15,581,000 | 16,249,000 | 15,823,000 | 15,931,000 |
| Equity capital | 10,894,000 | 10,873,000 | 11,094,000 | 10,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 939,000 | 1,903,000 | 2,894,000 | 3,883,000 |
| Interest expense | 54,000 | 113,000 | 167,000 | 229,000 |
| Net interest income | 885,000 | 1,790,000 | 2,727,000 | 3,654,000 |
| Noninterest income | 90,000 | 186,000 | 288,000 | 384,000 |
| Noninterest expense | 712,000 | 1,385,000 | 2,115,000 | 2,918,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 30,000 |
| Pretax income | 263,000 | 591,000 | 885,000 | 1,141,000 |
| Income tax | 87,000 | 191,000 | 290,000 | 371,000 |
| Net income | 176,000 | 400,000 | 595,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,262,000 | 10,402,000 | 10,597,000 | 10,399,000 |
| Total capital | 10,822,000 | 10,969,000 | 11,169,000 | 10,985,000 |
| Risk-weighted assets | 44,630,000 | 45,207,000 | 45,620,000 | 46,785,000 |