Call reports 2026
BANK OF BEARDEN — 2026
What BANK OF BEARDEN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 62,420,000 | 67,384,000 |
| Total loans | 30,427,000 | 31,060,000 |
| Allowance for loan losses | 394,000 | 394,000 |
| Securities available for sale | 13,875,000 | 14,311,000 |
| Securities held to maturity | 7,431,000 | 7,983,000 |
| Trading assets | 0 | 0 |
| Total deposits | 55,680,000 | 60,751,000 |
| Interest-bearing deposits | 22,248,000 | 22,622,000 |
| Noninterest-bearing deposits | 33,432,000 | 38,129,000 |
| Equity capital | 6,676,000 | 6,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 679,000 | 1,426,000 |
| Interest expense | 83,000 | 170,000 |
| Net interest income | 596,000 | 1,256,000 |
| Noninterest income | 11,000 | 22,000 |
| Noninterest expense | 296,000 | 642,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 311,000 | 636,000 |
| Income tax | 0 | 0 |
| Net income | 311,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,701,000 | 7,725,000 |
| Total capital | — | 8,119,000 |
| Risk-weighted assets | — | 38,483,000 |