Call reports 2025
BANK OF BEARDEN — 2025
What BANK OF BEARDEN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 59,073,000 | 61,870,000 | 54,888,000 | 59,630,000 |
| Total loans | 30,284,000 | 30,280,000 | 30,397,000 | 30,787,000 |
| Allowance for loan losses | 389,000 | 391,000 | 392,000 | 393,000 |
| Securities available for sale | 12,262,000 | 12,286,000 | 12,173,000 | 11,066,000 |
| Securities held to maturity | 7,410,000 | 6,545,000 | 5,931,000 | 3,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,805,000 | 55,489,000 | 48,049,000 | 52,595,000 |
| Interest-bearing deposits | 23,566,000 | 23,943,000 | 21,387,000 | 21,378,000 |
| Noninterest-bearing deposits | 29,239,000 | 31,546,000 | 26,662,000 | 31,217,000 |
| Equity capital | 6,229,000 | 6,343,000 | 6,791,000 | 6,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,391,000 | 2,088,000 | 2,726,000 |
| Interest expense | 95,000 | 191,000 | 284,000 | 370,000 |
| Net interest income | 577,000 | 1,200,000 | 1,804,000 | 2,356,000 |
| Noninterest income | 12,000 | 50,000 | 38,000 | 51,000 |
| Noninterest expense | 290,000 | 630,000 | 955,000 | 1,341,000 |
| Provision for loan losses | 16,000 | 16,000 | 16,000 | 16,000 |
| Pretax income | 283,000 | 604,000 | 871,000 | 1,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 604,000 | 871,000 | 1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,441,000 | 7,583,000 | 7,759,000 | 7,524,000 |
| Total capital | — | — | 8,151,000 | — |
| Risk-weighted assets | — | — | 35,756,000 | — |