Call reports 2024
BANK OF BEARDEN — 2024
What BANK OF BEARDEN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 66,932,000 | 69,019,000 | 60,556,000 | 56,100,000 |
| Total loans | 27,822,000 | 27,991,000 | 28,315,000 | 29,545,000 |
| Allowance for loan losses | 370,000 | 371,000 | 370,000 | 371,000 |
| Securities available for sale | 14,137,000 | 16,314,000 | 16,826,000 | 12,708,000 |
| Securities held to maturity | 10,131,000 | 9,970,000 | 8,910,000 | 8,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,244,000 | 63,040,000 | 53,772,000 | 49,629,000 |
| Interest-bearing deposits | 25,585,000 | 21,925,000 | 23,580,000 | 23,269,000 |
| Noninterest-bearing deposits | 35,659,000 | 41,115,000 | 30,192,000 | 26,360,000 |
| Equity capital | 5,592,000 | 5,917,000 | 6,735,000 | 5,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,568,000 | 2,361,000 | 3,054,000 |
| Interest expense | 97,000 | 196,000 | 295,000 | 389,000 |
| Net interest income | 645,000 | 1,372,000 | 2,066,000 | 2,665,000 |
| Noninterest income | 11,000 | 25,000 | 38,000 | 25,000 |
| Noninterest expense | 306,000 | 638,000 | 965,000 | 1,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 350,000 | 759,000 | 1,139,000 | 1,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 759,000 | 1,139,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,280,000 | 7,459,000 | 7,717,000 | 7,321,000 |
| Total capital | 7,650,000 | 7,830,000 | — | — |
| Risk-weighted assets | 37,663,000 | 38,250,000 | — | — |