Call reports 2023
BANK OF BEARDEN — 2023
What BANK OF BEARDEN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 76,030,000 | 79,677,000 | 68,588,000 | 62,173,000 |
| Total loans | 28,481,000 | 31,383,000 | 29,793,000 | 28,264,000 |
| Allowance for loan losses | 361,000 | 362,000 | 364,000 | 370,000 |
| Securities available for sale | 9,674,000 | 9,133,000 | 10,940,000 | 12,772,000 |
| Securities held to maturity | 9,115,000 | 9,113,000 | 9,111,000 | 9,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,565,000 | 74,132,000 | 62,997,000 | 55,907,000 |
| Interest-bearing deposits | 22,291,000 | 23,828,000 | 21,086,000 | 25,303,000 |
| Noninterest-bearing deposits | 48,274,000 | 50,304,000 | 41,911,000 | 30,604,000 |
| Equity capital | 5,405,000 | 5,490,000 | 5,507,000 | 5,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,657,000 | 2,578,000 | 3,353,000 |
| Interest expense | 62,000 | 124,000 | 196,000 | 282,000 |
| Net interest income | 728,000 | 1,533,000 | 2,382,000 | 3,071,000 |
| Noninterest income | 12,000 | 26,000 | 35,000 | 47,000 |
| Noninterest expense | 275,000 | 573,000 | 898,000 | 1,284,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 18,000 |
| Pretax income | 465,000 | 986,000 | 1,516,000 | 1,816,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 465,000 | 986,000 | 1,516,000 | 1,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,863,000 | 7,066,000 | 7,417,000 | 7,095,000 |
| Total capital | 7,224,000 | — | — | — |
| Risk-weighted assets | 52,543,000 | — | — | — |