Call reports 2022
BANK OF BEARDEN — 2022
What BANK OF BEARDEN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 86,231,000 | 94,126,000 | 83,923,000 | 82,076,000 |
| Total loans | 22,754,000 | 24,067,000 | 29,895,000 | 29,213,000 |
| Allowance for loan losses | 360,000 | 360,000 | 360,000 | 360,000 |
| Securities available for sale | 11,780,000 | 10,198,000 | 9,449,000 | 9,579,000 |
| Securities held to maturity | 3,881,000 | 5,129,000 | 7,427,000 | 8,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,663,000 | 89,095,000 | 78,756,000 | 76,579,000 |
| Interest-bearing deposits | 22,662,000 | 21,638,000 | 22,164,000 | 22,596,000 |
| Noninterest-bearing deposits | 58,002,000 | 67,457,000 | 56,593,000 | 53,984,000 |
| Equity capital | 5,538,000 | 5,011,000 | 5,122,000 | 5,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 807,000 | 1,494,000 | 2,301,000 |
| Interest expense | 26,000 | 54,000 | 88,000 | 136,000 |
| Net interest income | 330,000 | 753,000 | 1,406,000 | 2,165,000 |
| Noninterest income | 12,000 | 25,000 | 38,000 | 51,000 |
| Noninterest expense | 288,000 | 555,000 | 860,000 | 1,287,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 223,000 | 584,000 | 929,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 223,000 | 584,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,203,000 | 6,287,000 | 6,549,000 | 6,563,000 |
| Total capital | 6,509,000 | 6,647,000 | 6,945,000 | 6,923,000 |
| Risk-weighted assets | 24,461,000 | 37,122,000 | 33,959,000 | 52,082,000 |