Call reports 2021
BANK OF BEARDEN — 2021
What BANK OF BEARDEN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,844,000 | 91,735,000 | 84,729,000 | 82,379,000 |
| Total loans | 25,221,000 | 23,773,000 | 23,599,000 | 22,927,000 |
| Allowance for loan losses | 363,000 | 360,000 | 361,000 | 360,000 |
| Securities available for sale | 9,107,000 | 13,640,000 | 13,046,000 | 13,257,000 |
| Securities held to maturity | 2,744,000 | 2,672,000 | 2,670,000 | 2,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,549,000 | 85,426,000 | 78,597,000 | 76,118,000 |
| Interest-bearing deposits | 21,871,000 | 21,689,000 | 21,834,000 | 22,025,000 |
| Noninterest-bearing deposits | 60,678,000 | 63,737,000 | 56,762,000 | 54,093,000 |
| Equity capital | 6,280,000 | 6,282,000 | 6,124,000 | 6,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 735,000 | 1,098,000 | 1,456,000 |
| Interest expense | 32,000 | 63,000 | 91,000 | 122,000 |
| Net interest income | 352,000 | 672,000 | 1,007,000 | 1,334,000 |
| Noninterest income | 15,000 | 27,000 | 39,000 | 50,000 |
| Noninterest expense | 287,000 | 556,000 | 824,000 | 1,113,000 |
| Provision for loan losses | 3,000 | 6,000 | 7,000 | 7,000 |
| Pretax income | 77,000 | 137,000 | 215,000 | 264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 137,000 | 215,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,204,000 | 6,282,000 | 6,123,000 | 6,155,000 |
| Total capital | 6,397,000 | 6,606,000 | 6,444,000 | 6,466,000 |
| Risk-weighted assets | 15,293,000 | 19,426,000 | 25,678,000 | 32,748,000 |