Call reports 2020
BANK OF BEARDEN — 2020
What BANK OF BEARDEN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 55,320,000 | 62,286,000 | 67,292,000 | 79,446,000 |
| Total loans | 30,139,000 | 28,737,000 | 27,527,000 | 27,396,000 |
| Allowance for loan losses | 330,000 | 337,000 | 349,000 | 360,000 |
| Securities available for sale | 7,853,000 | 7,296,000 | 6,106,000 | 6,627,000 |
| Securities held to maturity | 1,602,000 | 1,152,000 | 1,755,000 | 2,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,004,000 | 55,738,000 | 60,845,000 | 72,911,000 |
| Interest-bearing deposits | 21,171,000 | 21,520,000 | 21,160,000 | 22,090,000 |
| Noninterest-bearing deposits | 27,833,000 | 34,218,000 | 39,685,000 | 50,821,000 |
| Equity capital | 6,289,000 | 6,525,000 | 6,439,000 | 6,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 924,000 | 1,352,000 | 1,766,000 |
| Interest expense | 38,000 | 74,000 | 111,000 | 145,000 |
| Net interest income | 441,000 | 850,000 | 1,241,000 | 1,621,000 |
| Noninterest income | 3,000 | 9,000 | 16,000 | 27,000 |
| Noninterest expense | 279,000 | 541,000 | 797,000 | 1,106,000 |
| Provision for loan losses | 3,000 | 11,000 | 18,000 | 25,000 |
| Pretax income | 162,000 | 307,000 | 442,000 | 516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 307,000 | 442,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,210,000 | 6,353,000 | 6,305,000 | 6,171,000 |