Call reports 2019
BANK OF BEARDEN — 2019
What BANK OF BEARDEN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,441,000 | 52,930,000 | 54,377,000 | 47,833,000 |
| Total loans | 27,139,000 | 27,118,000 | 28,360,000 | 28,929,000 |
| Allowance for loan losses | 331,000 | 332,000 | 335,000 | 326,000 |
| Securities available for sale | 7,217,000 | 7,205,000 | 8,207,000 | 8,491,000 |
| Securities held to maturity | 3,736,000 | 3,036,000 | 3,001,000 | 1,777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,205,000 | 46,553,000 | 47,906,000 | 41,622,000 |
| Interest-bearing deposits | 22,278,000 | 21,723,000 | 21,877,000 | 21,224,000 |
| Noninterest-bearing deposits | 23,927,000 | 24,830,000 | 26,028,000 | 20,398,000 |
| Equity capital | 6,201,000 | 6,329,000 | 6,438,000 | 6,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,013,000 | 1,522,000 | 2,003,000 |
| Interest expense | 45,000 | 88,000 | 129,000 | 171,000 |
| Net interest income | 456,000 | 925,000 | 1,393,000 | 1,832,000 |
| Noninterest income | 11,000 | 21,000 | 33,000 | 40,000 |
| Noninterest expense | 265,000 | 519,000 | 781,000 | 1,046,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 41,000 |
| Pretax income | 199,000 | 421,000 | 636,000 | 785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 421,000 | 636,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,201,000 | 6,268,000 | 6,395,000 | 6,130,000 |
| Total capital | 6,532,000 | 6,600,000 | 6,730,000 | 6,456,000 |
| Risk-weighted assets | 32,736,000 | 32,808,000 | 31,395,000 | 31,315,000 |