Call reports 2018
BANK OF BEARDEN — 2018
What BANK OF BEARDEN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,932,000 | 65,765,000 | 55,876,000 | 53,159,000 |
| Total loans | 25,704,000 | 25,454,000 | 27,604,000 | 28,213,000 |
| Allowance for loan losses | 305,000 | 309,000 | 310,000 | 326,000 |
| Securities available for sale | 5,539,000 | 6,211,000 | 6,982,000 | 6,948,000 |
| Securities held to maturity | 3,862,000 | 3,852,000 | 3,971,000 | 4,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,780,000 | 59,548,000 | 49,528,000 | 46,552,000 |
| Interest-bearing deposits | 26,442,000 | 24,158,000 | 23,460,000 | 24,167,000 |
| Noninterest-bearing deposits | 32,338,000 | 35,390,000 | 26,068,000 | 22,385,000 |
| Equity capital | 6,113,000 | 6,175,000 | 6,317,000 | 6,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 989,000 | 1,548,000 | 2,064,000 |
| Interest expense | 41,000 | 83,000 | 128,000 | 176,000 |
| Net interest income | 430,000 | 906,000 | 1,420,000 | 1,888,000 |
| Noninterest income | 13,000 | 25,000 | 39,000 | 51,000 |
| Noninterest expense | 281,000 | 520,000 | 762,000 | 1,048,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 36,000 |
| Pretax income | 156,000 | 399,000 | 679,000 | 855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 156,000 | 399,000 | 679,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,173,000 | 6,280,000 | 6,438,000 | 6,116,000 |
| Total capital | 6,478,000 | 6,589,000 | 6,748,000 | 6,442,000 |
| Risk-weighted assets | 42,437,000 | 37,342,000 | 39,528,000 | 33,193,000 |