Call reports 2017
BANK OF BEARDEN — 2017
What BANK OF BEARDEN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 47,650,000 | 49,645,000 | 50,480,000 | 55,077,000 |
| Total loans | 29,806,000 | 27,771,000 | 27,616,000 | 27,760,000 |
| Allowance for loan losses | 309,000 | 312,000 | 314,000 | 300,000 |
| Securities available for sale | 2,155,000 | 2,009,000 | 1,849,000 | 3,559,000 |
| Securities held to maturity | 4,604,000 | 4,219,000 | 3,898,000 | 3,662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,523,000 | 43,494,000 | 44,214,000 | 48,977,000 |
| Interest-bearing deposits | 20,127,000 | 19,862,000 | 21,649,000 | 26,033,000 |
| Noninterest-bearing deposits | 21,396,000 | 23,631,000 | 22,565,000 | 22,944,000 |
| Equity capital | 6,089,000 | 6,124,000 | 6,249,000 | 6,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 832,000 | 1,265,000 | 1,719,000 |
| Interest expense | 23,000 | 51,000 | 78,000 | 120,000 |
| Net interest income | 385,000 | 781,000 | 1,187,000 | 1,599,000 |
| Noninterest income | 13,000 | 25,000 | 42,000 | 59,000 |
| Noninterest expense | 250,000 | 485,000 | 713,000 | 961,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 22,000 |
| Pretax income | 145,000 | 315,000 | 507,000 | 675,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 315,000 | 507,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,089,000 | 6,124,000 | 6,249,000 | 6,095,000 |
| Total capital | 6,398,000 | 6,436,000 | 6,563,000 | 6,395,000 |
| Risk-weighted assets | 31,899,000 | 30,463,000 | 30,808,000 | 43,437,000 |