Call reports 2014
BANK OF BEARDEN — 2014
What BANK OF BEARDEN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 49,246,000 | 45,615,000 | 42,891,000 | 43,399,000 |
| Total loans | 19,320,000 | 20,140,000 | 20,470,000 | 20,961,000 |
| Allowance for loan losses | 283,000 | 282,000 | 286,000 | 287,000 |
| Securities available for sale | 764,000 | 783,000 | 1,514,000 | 1,187,000 |
| Securities held to maturity | 9,022,000 | 9,336,000 | 9,328,000 | 9,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,354,000 | 39,618,000 | 36,847,000 | 37,250,000 |
| Interest-bearing deposits | 19,741,000 | 19,828,000 | 19,457,000 | 19,317,000 |
| Noninterest-bearing deposits | 23,614,000 | 19,790,000 | 17,389,000 | 17,933,000 |
| Equity capital | 5,877,000 | 5,960,000 | 6,028,000 | 5,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 626,000 | 952,000 | 1,281,000 |
| Interest expense | 21,000 | 42,000 | 61,000 | 79,000 |
| Net interest income | 295,000 | 584,000 | 891,000 | 1,202,000 |
| Noninterest income | 22,000 | 93,000 | 113,000 | 131,000 |
| Noninterest expense | 236,000 | 458,000 | 691,000 | 943,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 10,000 |
| Pretax income | 78,000 | 213,000 | 304,000 | 380,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 213,000 | 304,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,895,000 | 5,940,000 | 6,039,000 | 5,868,000 |
| Total capital | 6,178,000 | 6,222,000 | 6,325,000 | 6,155,000 |
| Risk-weighted assets | 24,991,000 | 24,811,000 | 24,490,000 | 24,810,000 |