Call reports 2013
BANK OF BEARDEN — 2013
What BANK OF BEARDEN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,529,000 | 41,601,000 | 41,536,000 | 37,793,000 |
| Total loans | 19,602,000 | 20,754,000 | 20,793,000 | 20,805,000 |
| Allowance for loan losses | 272,000 | 274,000 | 278,000 | 279,000 |
| Securities available for sale | 143,000 | 1,772,000 | 2,103,000 | 1,223,000 |
| Securities held to maturity | 7,873,000 | 7,317,000 | 7,517,000 | 8,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,656,000 | 35,714,000 | 35,537,000 | 31,735,000 |
| Interest-bearing deposits | 19,854,000 | 21,759,000 | 22,277,000 | 19,835,000 |
| Noninterest-bearing deposits | 12,802,000 | 13,956,000 | 13,260,000 | 11,900,000 |
| Equity capital | 5,852,000 | 5,848,000 | 5,982,000 | 5,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 631,000 | 960,000 | 1,289,000 |
| Interest expense | 26,000 | 52,000 | 71,000 | 98,000 |
| Net interest income | 286,000 | 579,000 | 889,000 | 1,191,000 |
| Noninterest income | 20,000 | 44,000 | 71,000 | 90,000 |
| Noninterest expense | 227,000 | 427,000 | 653,000 | 881,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 10,000 |
| Pretax income | 76,000 | 190,000 | 298,000 | 390,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 190,000 | 298,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,846,000 | 5,911,000 | 5,990,000 | 5,838,000 |
| Total capital | 6,118,000 | 6,185,000 | 6,268,000 | 6,117,000 |
| Risk-weighted assets | 23,366,000 | 24,278,000 | 24,529,000 | 23,797,000 |