Call reports 2012
BANK OF BEARDEN — 2012
What BANK OF BEARDEN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 34,887,000 | 37,670,000 | 35,030,000 | 37,056,000 |
| Total loans | 20,349,000 | 21,098,000 | 20,736,000 | 20,437,000 |
| Allowance for loan losses | 277,000 | 272,000 | 276,000 | 279,000 |
| Securities available for sale | 736,000 | 808,000 | 481,000 | 159,000 |
| Securities held to maturity | 5,497,000 | 7,074,000 | 7,767,000 | 7,849,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,056,000 | 31,793,000 | 29,072,000 | 30,984,000 |
| Interest-bearing deposits | 20,540,000 | 20,028,000 | 19,712,000 | 20,276,000 |
| Noninterest-bearing deposits | 8,516,000 | 11,765,000 | 9,360,000 | 10,708,000 |
| Equity capital | 5,809,000 | 5,849,000 | 5,939,000 | 5,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 672,000 | 1,017,000 | 1,352,000 |
| Interest expense | 35,000 | 64,000 | 92,000 | 120,000 |
| Net interest income | 299,000 | 608,000 | 925,000 | 1,232,000 |
| Noninterest income | 19,000 | 39,000 | 63,000 | 89,000 |
| Noninterest expense | 251,000 | 473,000 | 695,000 | 927,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 64,000 | 168,000 | 284,000 | 382,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 168,000 | 284,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,796,000 | 5,837,000 | 5,931,000 | 5,780,000 |
| Total capital | 6,073,000 | 6,109,000 | 6,207,000 | 6,059,000 |
| Risk-weighted assets | 22,871,000 | 24,423,000 | 23,914,000 | 23,634,000 |