Call reports 2008
BANK OF BEARDEN — 2008
What BANK OF BEARDEN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 34,070,000 | 35,435,000 | 37,578,000 | 35,257,000 |
| Total loans | 21,652,000 | 20,978,000 | 21,274,000 | 22,512,000 |
| Allowance for loan losses | 234,000 | 237,000 | 238,000 | 241,000 |
| Securities available for sale | 1,538,000 | 3,160,000 | 4,520,000 | 4,607,000 |
| Securities held to maturity | 2,895,000 | 1,308,000 | 1,198,000 | 2,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,291,000 | 29,600,000 | 31,677,000 | 29,142,000 |
| Interest-bearing deposits | 20,881,000 | 20,858,000 | 21,587,000 | 21,056,000 |
| Noninterest-bearing deposits | 7,410,000 | 8,742,000 | 10,090,000 | 8,086,000 |
| Equity capital | 5,683,000 | 5,678,000 | 5,792,000 | 5,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 926,000 | 1,382,000 | 1,853,000 |
| Interest expense | 155,000 | 300,000 | 426,000 | 540,000 |
| Net interest income | 312,000 | 626,000 | 956,000 | 1,313,000 |
| Noninterest income | 13,000 | 23,000 | 48,000 | 58,000 |
| Noninterest expense | 196,000 | 392,000 | 570,000 | 774,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 14,000 |
| Pretax income | 126,000 | 251,000 | 425,000 | 584,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 251,000 | 425,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,682,000 | 5,699,000 | 5,800,000 | 5,663,000 |
| Total capital | 5,916,000 | 5,936,000 | 6,038,000 | 5,904,000 |
| Risk-weighted assets | 22,939,000 | 22,056,000 | 22,099,000 | 22,839,000 |
Machine access — free, no API key
Every figure shown here about BANK OF BEARDEN — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.