Call reports 2006
BANK OF BEARDEN — 2006
What BANK OF BEARDEN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,743,000 | 34,145,000 | 33,391,000 | 33,390,000 |
| Total loans | 23,258,000 | 22,964,000 | 23,662,000 | 22,162,000 |
| Allowance for loan losses | 180,000 | 184,000 | 187,000 | 212,000 |
| Securities available for sale | 2,692,000 | 3,156,000 | 4,062,000 | 3,560,000 |
| Securities held to maturity | 2,827,000 | 2,540,000 | 2,305,000 | 2,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,795,000 | 28,067,000 | 27,106,000 | 27,509,000 |
| Interest-bearing deposits | 20,451,000 | 19,408,000 | 19,746,000 | 20,209,000 |
| Noninterest-bearing deposits | 10,344,000 | 8,659,000 | 7,361,000 | 7,300,000 |
| Equity capital | 5,868,000 | 5,979,000 | 6,170,000 | 5,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,057,000 | 1,615,000 | 2,155,000 |
| Interest expense | 127,000 | 263,000 | 406,000 | 556,000 |
| Net interest income | 370,000 | 794,000 | 1,209,000 | 1,599,000 |
| Noninterest income | 24,000 | 46,000 | 64,000 | 81,000 |
| Noninterest expense | 178,000 | 337,000 | 518,000 | 739,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 33,000 |
| Pretax income | 213,000 | 496,000 | 745,000 | 907,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 213,000 | 496,000 | 745,000 | 907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,933,000 | 6,061,000 | 6,217,000 | 5,756,000 |
| Total capital | 6,113,000 | 6,245,000 | 6,404,000 | 5,968,000 |
| Risk-weighted assets | 23,872,000 | 23,295,000 | 23,287,000 | 21,927,000 |
Machine access — free, no API key
Every figure shown here about BANK OF BEARDEN — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.