Call reports 2005
BANK OF BEARDEN — 2005
What BANK OF BEARDEN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 33,048,000 | 34,707,000 | 33,709,000 | 37,112,000 |
| Total loans | 20,396,000 | 20,609,000 | 21,742,000 | 22,212,000 |
| Allowance for loan losses | 175,000 | 179,000 | 181,000 | 177,000 |
| Securities available for sale | 2,606,000 | 2,469,000 | 2,800,000 | 2,741,000 |
| Securities held to maturity | 3,684,000 | 3,459,000 | 3,349,000 | 3,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,015,000 | 28,528,000 | 27,360,000 | 31,208,000 |
| Interest-bearing deposits | 20,256,000 | 19,726,000 | 19,841,000 | 20,577,000 |
| Noninterest-bearing deposits | 6,759,000 | 8,802,000 | 7,519,000 | 10,631,000 |
| Equity capital | 5,983,000 | 6,100,000 | 6,221,000 | 5,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 883,000 | 1,370,000 | 1,862,000 |
| Interest expense | 82,000 | 175,000 | 280,000 | 395,000 |
| Net interest income | 342,000 | 708,000 | 1,090,000 | 1,467,000 |
| Noninterest income | 23,000 | 58,000 | 81,000 | 107,000 |
| Noninterest expense | 170,000 | 334,000 | 512,000 | 743,000 |
| Provision for loan losses | 3,000 | 6,000 | 14,000 | 17,000 |
| Pretax income | 190,000 | 424,000 | 643,000 | 812,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 424,000 | 643,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,010,000 | 6,113,000 | 6,259,000 | 5,805,000 |
| Total capital | 6,185,000 | 6,292,000 | 6,440,000 | 5,982,000 |
| Risk-weighted assets | 21,391,000 | 22,035,000 | 22,512,000 | 23,476,000 |
Machine access — free, no API key
Every figure shown here about BANK OF BEARDEN — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.