Call reports 2015
TRI-STATE BANK & TRUST — 2015
What TRI-STATE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,487,000 | 32,216,000 | 32,161,000 | 31,782,000 |
| Total loans | 3,232,000 | 3,060,000 | 2,835,000 | 2,259,000 |
| Allowance for loan losses | 188,000 | 188,000 | 188,000 | 188,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,677,000 | 23,396,000 | 23,377,000 | 23,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,183,000 | 26,631,000 | 26,809,000 | 26,741,000 |
| Interest-bearing deposits | 20,795,000 | 17,907,000 | 12,924,000 | 13,300,000 |
| Noninterest-bearing deposits | 9,388,000 | 8,724,000 | 13,885,000 | 13,441,000 |
| Equity capital | 5,279,000 | 5,541,000 | 5,296,000 | 5,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 877,000 | 1,311,000 | 1,743,000 |
| Interest expense | 20,000 | 43,000 | 67,000 | 92,000 |
| Net interest income | 422,000 | 834,000 | 1,244,000 | 1,651,000 |
| Noninterest income | 40,000 | 62,000 | 88,000 | 122,000 |
| Noninterest expense | 152,000 | 324,000 | 507,000 | 715,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 310,000 | 572,000 | 825,000 | 1,058,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 572,000 | 825,000 | 1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,279,000 | 5,541,000 | 5,296,000 | 5,030,000 |
| Total capital | 5,467,000 | 5,729,000 | 5,484,000 | 5,213,000 |
| Risk-weighted assets | 15,858,000 | 15,044,000 | 14,896,000 | 14,625,000 |