Call reports 2023
1ST TRUST BANK, INC. — 2023
What 1ST TRUST BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 252,341,000 | 262,182,000 | 262,650,000 | 288,808,000 |
| Total loans | 200,029,000 | 208,197,000 | 215,186,000 | 219,377,000 |
| Allowance for loan losses | 1,668,000 | 1,719,000 | 1,767,000 | 1,550,000 |
| Securities available for sale | 29,252,000 | 28,750,000 | 27,727,000 | 29,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,370,000 | 227,227,000 | 230,134,000 | 254,729,000 |
| Interest-bearing deposits | 169,043,000 | 176,688,000 | 187,046,000 | 206,104,000 |
| Noninterest-bearing deposits | 53,327,000 | 50,539,000 | 43,088,000 | 48,624,000 |
| Equity capital | 24,307,000 | 24,333,000 | 23,712,000 | 25,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,589,000 | 5,398,000 | 8,441,000 | 11,657,000 |
| Interest expense | 549,000 | 1,381,000 | 2,532,000 | 3,975,000 |
| Net interest income | 2,040,000 | 4,017,000 | 5,909,000 | 7,682,000 |
| Noninterest income | 198,000 | 445,000 | 632,000 | 882,000 |
| Noninterest expense | 1,767,000 | 3,532,000 | 5,266,000 | 6,922,000 |
| Provision for loan losses | 30,000 | 85,000 | 135,000 | 180,000 |
| Pretax income | 441,000 | 845,000 | 1,140,000 | 1,462,000 |
| Income tax | 115,000 | 163,000 | 215,000 | 268,000 |
| Net income | 326,000 | 682,000 | 925,000 | 1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,294,000 | 27,650,000 | 27,894,000 | 28,163,000 |