Call reports 2022
1ST TRUST BANK, INC. — 2022
What 1ST TRUST BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 273,830,000 | 269,238,000 | 300,355,000 | 247,777,000 |
| Total loans | 170,790,000 | 180,710,000 | 189,816,000 | 192,837,000 |
| Allowance for loan losses | 1,748,000 | 1,797,000 | 1,585,000 | 1,635,000 |
| Securities available for sale | 27,019,000 | 27,834,000 | 28,568,000 | 28,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,829,000 | 245,524,000 | 277,020,000 | 223,795,000 |
| Interest-bearing deposits | 188,741,000 | 189,197,000 | 183,638,000 | 159,526,000 |
| Noninterest-bearing deposits | 60,088,000 | 56,328,000 | 93,381,000 | 64,268,000 |
| Equity capital | 24,564,000 | 23,232,000 | 22,724,000 | 23,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 4,308,000 | 6,780,000 | 9,396,000 |
| Interest expense | 239,000 | 476,000 | 734,000 | 1,053,000 |
| Net interest income | 1,855,000 | 3,832,000 | 6,046,000 | 8,343,000 |
| Noninterest income | 207,000 | 463,000 | 685,000 | 884,000 |
| Noninterest expense | 1,680,000 | 3,456,000 | 5,236,000 | 6,947,000 |
| Provision for loan losses | 50,000 | 100,000 | 190,000 | 250,000 |
| Pretax income | 332,000 | 739,000 | 1,305,000 | 2,030,000 |
| Income tax | 86,000 | 181,000 | 324,000 | 492,000 |
| Net income | 246,000 | 558,000 | 981,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,676,000 | 25,988,000 | 26,410,000 | 26,969,000 |