Call reports 2020
1ST TRUST BANK, INC. — 2020
What 1ST TRUST BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 245,654,000 | 264,865,000 | 249,305,000 | 252,041,000 |
| Total loans | 201,830,000 | 201,867,000 | 199,903,000 | 190,009,000 |
| Allowance for loan losses | 1,019,000 | 1,725,000 | 1,526,000 | 1,490,000 |
| Securities available for sale | 7,673,000 | 7,562,000 | 8,045,000 | 8,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,244,000 | 240,928,000 | 225,104,000 | 227,541,000 |
| Interest-bearing deposits | 188,131,000 | 192,034,000 | 183,213,000 | 179,314,000 |
| Noninterest-bearing deposits | 31,113,000 | 48,894,000 | 41,891,000 | 48,226,000 |
| Equity capital | 22,862,000 | 23,160,000 | 23,428,000 | 23,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,536,000 | 5,539,000 | 7,845,000 | 9,992,000 |
| Interest expense | 863,000 | 1,609,000 | 2,263,000 | 2,823,000 |
| Net interest income | 1,673,000 | 3,930,000 | 5,582,000 | 7,169,000 |
| Noninterest income | 507,000 | 881,000 | 1,246,000 | 1,972,000 |
| Noninterest expense | 1,613,000 | 3,102,000 | 4,686,000 | 6,325,000 |
| Provision for loan losses | 349,000 | 1,091,000 | 1,188,000 | 1,295,000 |
| Pretax income | 246,000 | 646,000 | 983,000 | 1,550,000 |
| Income tax | 37,000 | 135,000 | 195,000 | 288,000 |
| Net income | 209,000 | 511,000 | 788,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,847,000 | 23,148,000 | 23,428,000 | 23,902,000 |