Call reports 2019
1ST TRUST BANK, INC. — 2019
What 1ST TRUST BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 258,446,000 | 253,183,000 | 271,236,000 | 268,796,000 |
| Total loans | 209,438,000 | 210,603,000 | 212,310,000 | 203,850,000 |
| Allowance for loan losses | 1,768,000 | 1,776,000 | 1,811,000 | 1,594,000 |
| Securities available for sale | 10,698,000 | 10,816,000 | 10,901,000 | 10,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,819,000 | 220,216,000 | 237,847,000 | 240,455,000 |
| Interest-bearing deposits | 188,720,000 | 189,078,000 | 199,964,000 | 199,410,000 |
| Noninterest-bearing deposits | 37,099,000 | 31,138,000 | 37,883,000 | 41,044,000 |
| Equity capital | 22,030,000 | 22,334,000 | 22,550,000 | 22,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,531,000 | 5,174,000 | 7,818,000 | 10,508,000 |
| Interest expense | 809,000 | 1,730,000 | 2,703,000 | 3,679,000 |
| Net interest income | 1,722,000 | 3,444,000 | 5,115,000 | 6,829,000 |
| Noninterest income | 168,000 | 376,000 | 601,000 | 922,000 |
| Noninterest expense | 1,524,000 | 3,058,000 | 4,634,000 | 6,320,000 |
| Provision for loan losses | 41,000 | 96,000 | 131,000 | 332,000 |
| Pretax income | 325,000 | 666,000 | 951,000 | 1,099,000 |
| Income tax | 68,000 | 142,000 | 203,000 | 248,000 |
| Net income | 257,000 | 524,000 | 748,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,044,000 | 22,309,000 | 22,535,000 | 22,639,000 |
| Total capital | 23,812,000 | 24,085,000 | 24,345,000 | 24,233,000 |
| Risk-weighted assets | 197,706,000 | 193,807,000 | 196,886,000 | 195,367,000 |