Call reports 2018
1ST TRUST BANK, INC. — 2018
What 1ST TRUST BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 245,855,000 | 252,030,000 | 248,096,000 | 257,172,000 |
| Total loans | 200,085,000 | 203,401,000 | 202,659,000 | 206,046,000 |
| Allowance for loan losses | 1,774,000 | 1,824,000 | 1,711,000 | 1,730,000 |
| Securities available for sale | 10,582,000 | 10,965,000 | 10,968,000 | 10,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,669,000 | 220,275,000 | 210,492,000 | 224,772,000 |
| Interest-bearing deposits | 181,465,000 | 177,931,000 | 174,016,000 | 181,627,000 |
| Noninterest-bearing deposits | 33,204,000 | 42,343,000 | 36,476,000 | 43,145,000 |
| Equity capital | 20,587,000 | 21,017,000 | 21,365,000 | 21,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,347,000 | 4,815,000 | 7,318,000 | 9,829,000 |
| Interest expense | 488,000 | 1,020,000 | 1,604,000 | 2,325,000 |
| Net interest income | 1,859,000 | 3,795,000 | 5,714,000 | 7,504,000 |
| Noninterest income | 188,000 | 435,000 | 637,000 | 802,000 |
| Noninterest expense | 1,533,000 | 3,128,000 | 4,709,000 | 6,130,000 |
| Provision for loan losses | 71,000 | 125,000 | 235,000 | 315,000 |
| Pretax income | 443,000 | 977,000 | 1,407,000 | 1,861,000 |
| Income tax | 94,000 | 209,000 | 299,000 | 394,000 |
| Net income | 349,000 | 768,000 | 1,108,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,659,000 | 21,088,000 | 21,427,000 | 21,787,000 |
| Total capital | 22,433,000 | 22,912,000 | 23,138,000 | 23,517,000 |
| Risk-weighted assets | 189,927,000 | 192,624,000 | 190,216,000 | 194,230,000 |