Call reports 2017
1ST TRUST BANK, INC. — 2017
What 1ST TRUST BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 251,351,000 | 250,199,000 | 239,972,000 | 241,008,000 |
| Total loans | 190,644,000 | 192,332,000 | 198,990,000 | 197,125,000 |
| Allowance for loan losses | 1,724,000 | 1,369,000 | 1,593,000 | 1,739,000 |
| Securities available for sale | 8,069,000 | 9,254,000 | 9,228,000 | 9,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,147,000 | 221,785,000 | 211,139,000 | 212,100,000 |
| Interest-bearing deposits | 175,607,000 | 173,145,000 | 176,456,000 | 180,642,000 |
| Noninterest-bearing deposits | 47,540,000 | 48,640,000 | 34,683,000 | 31,458,000 |
| Equity capital | 19,482,000 | 19,743,000 | 20,048,000 | 20,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,261,000 | 4,541,000 | 6,955,000 | 9,297,000 |
| Interest expense | 376,000 | 762,000 | 1,158,000 | 1,602,000 |
| Net interest income | 1,885,000 | 3,779,000 | 5,797,000 | 7,695,000 |
| Noninterest income | 219,000 | 388,000 | 600,000 | 802,000 |
| Noninterest expense | 1,447,000 | 2,914,000 | 4,449,000 | 5,928,000 |
| Provision for loan losses | 250,000 | 450,000 | 675,000 | 825,000 |
| Pretax income | 407,000 | 803,000 | 1,273,000 | 1,744,000 |
| Income tax | 139,000 | 273,000 | 433,000 | 659,000 |
| Net income | 268,000 | 530,000 | 840,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,493,000 | 19,755,000 | 20,065,000 | 20,310,000 |
| Total capital | 21,217,000 | 21,124,000 | 21,658,000 | 22,049,000 |
| Risk-weighted assets | 186,675,000 | 184,268,000 | 188,067,000 | 186,631,000 |