Call reports 2026
CROSS COUNTY SAVINGS BANK — 2026
What CROSS COUNTY SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 538,165,000 | 525,421,000 |
| Total loans | 401,144,000 | 394,174,000 |
| Allowance for loan losses | 2,037,000 | 2,033,000 |
| Securities available for sale | 26,489,000 | 27,930,000 |
| Securities held to maturity | 5,220,000 | 5,156,000 |
| Trading assets | 0 | 0 |
| Total deposits | 458,924,000 | 446,507,000 |
| Interest-bearing deposits | 370,088,000 | 360,892,000 |
| Noninterest-bearing deposits | 88,836,000 | 85,615,000 |
| Equity capital | 67,179,000 | 67,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,256,000 | 12,576,000 |
| Interest expense | 1,547,000 | 3,085,000 |
| Net interest income | 4,709,000 | 9,491,000 |
| Noninterest income | 315,000 | 641,000 |
| Noninterest expense | 4,333,000 | 8,578,000 |
| Provision for loan losses | 7,000 | 9,000 |
| Pretax income | 685,000 | 1,545,000 |
| Income tax | 140,000 | 320,000 |
| Net income | 545,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 67,448,000 | 68,128,000 |
| Total capital | 69,496,000 | 70,173,000 |
| Risk-weighted assets | 327,321,000 | 327,141,000 |