Call reports 2014
CROSS COUNTY SAVINGS BANK — 2014
What CROSS COUNTY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 403,336,000 | 392,774,000 | 391,671,000 | 389,043,000 |
| Total loans | 255,214,000 | 253,379,000 | 260,490,000 | 260,234,000 |
| Allowance for loan losses | 1,347,000 | 1,347,000 | 1,334,000 | 1,276,000 |
| Securities available for sale | 69,782,000 | 65,247,000 | 62,067,000 | 61,461,000 |
| Securities held to maturity | 2,180,000 | 2,168,000 | 2,155,000 | 2,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,377,000 | 349,748,000 | 347,781,000 | 344,247,000 |
| Interest-bearing deposits | 329,350,000 | 321,369,000 | 319,427,000 | 316,223,000 |
| Noninterest-bearing deposits | 32,027,000 | 28,379,000 | 28,354,000 | 28,024,000 |
| Equity capital | 39,300,000 | 40,293,000 | 40,895,000 | 42,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,903,000 | 7,700,000 | 11,419,000 | 15,175,000 |
| Interest expense | 306,000 | 604,000 | 900,000 | 1,193,000 |
| Net interest income | 3,597,000 | 7,096,000 | 10,519,000 | 13,982,000 |
| Noninterest income | 256,000 | 565,000 | 839,000 | 1,098,000 |
| Noninterest expense | 2,778,000 | 5,522,000 | 8,293,000 | 11,069,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,075,000 | 2,109,000 | 2,987,000 | 3,933,000 |
| Income tax | 383,000 | 866,000 | 1,241,000 | 1,351,000 |
| Net income | 692,000 | 1,243,000 | 1,746,000 | 2,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,840,000 | 40,460,000 | 41,006,000 | 41,847,000 |
| Total capital | 41,187,000 | 41,807,000 | 42,340,000 | 43,123,000 |
| Risk-weighted assets | 206,753,000 | 200,802,000 | 206,482,000 | 206,169,000 |
Machine access — free, no API key
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