Call reports 2012
CROSS COUNTY SAVINGS BANK — 2012
What CROSS COUNTY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 421,057,000 | 419,998,000 | 404,222,000 | 415,727,000 |
| Total loans | 231,458,000 | 230,222,000 | 237,995,000 | 233,059,000 |
| Allowance for loan losses | 1,331,000 | 1,015,000 | 1,397,000 | 1,397,000 |
| Securities available for sale | 94,403,000 | 88,281,000 | 83,806,000 | 82,214,000 |
| Securities held to maturity | 611,000 | 606,000 | 167,000 | 166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,591,000 | 380,036,000 | 362,805,000 | 374,214,000 |
| Interest-bearing deposits | 356,063,000 | 352,165,000 | 334,471,000 | 339,081,000 |
| Noninterest-bearing deposits | 26,528,000 | 27,871,000 | 28,334,000 | 35,133,000 |
| Equity capital | 36,164,000 | 37,257,000 | 37,797,000 | 38,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,974,000 | 7,916,000 | 11,757,000 | 15,641,000 |
| Interest expense | 718,000 | 1,372,000 | 1,916,000 | 2,424,000 |
| Net interest income | 3,256,000 | 6,544,000 | 9,841,000 | 13,217,000 |
| Noninterest income | 326,000 | 659,000 | 994,000 | 1,244,000 |
| Noninterest expense | 2,767,000 | 5,174,000 | 7,974,000 | 10,650,000 |
| Provision for loan losses | 75,000 | 180,000 | 230,000 | 230,000 |
| Pretax income | 740,000 | 1,587,000 | 2,369,000 | 3,319,000 |
| Income tax | 336,000 | 655,000 | 1,025,000 | 1,507,000 |
| Net income | 404,000 | 932,000 | 1,344,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,194,000 | 36,005,000 | 36,429,000 | 36,827,000 |
| Total capital | 36,525,000 | 37,020,000 | 37,826,000 | 38,224,000 |
| Risk-weighted assets | 193,983,000 | 195,788,000 | 204,606,000 | 196,521,000 |
Machine access — free, no API key
Every figure shown here about CROSS COUNTY SAVINGS BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.