Call reports 2015
UNITED INTERNATIONAL BANK — 2015
What UNITED INTERNATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 178,758,000 | 184,099,000 | 182,398,000 |
| Total loans | 139,918,000 | 147,657,000 | 147,218,000 |
| Allowance for loan losses | 1,957,000 | 2,111,000 | 2,111,000 |
| Securities available for sale | 11,351,000 | 9,899,000 | 9,407,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 151,391,000 | 156,675,000 | 154,847,000 |
| Interest-bearing deposits | 131,968,000 | 131,348,000 | 130,209,000 |
| Noninterest-bearing deposits | 19,423,000 | 25,327,000 | 24,638,000 |
| Equity capital | 20,228,000 | 20,383,000 | 20,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,686,000 | 3,420,000 | 5,207,000 |
| Interest expense | 244,000 | 498,000 | 780,000 |
| Net interest income | 1,442,000 | 2,922,000 | 4,427,000 |
| Noninterest income | 54,000 | 167,000 | 388,000 |
| Noninterest expense | 1,497,000 | 2,952,000 | 4,355,000 |
| Provision for loan losses | 67,000 | -132,000 | -132,000 |
| Pretax income | -68,000 | 269,000 | 592,000 |
| Income tax | -24,000 | 158,000 | 315,000 |
| Net income | -44,000 | 111,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 19,224,000 | 19,655,000 | 19,964,000 |
| Total capital | 20,890,000 | 21,398,000 | 21,688,000 |
| Risk-weighted assets | 133,094,000 | 138,597,000 | 137,191,000 |