Call reports 2025
SOONER STATE BANK — 2025
What SOONER STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 320,550,000 | 319,354,000 | 326,449,000 | 331,136,000 |
| Total loans | 202,903,000 | 216,227,000 | 220,528,000 | 230,585,000 |
| Allowance for loan losses | 2,239,000 | 2,411,000 | 2,651,000 | 2,903,000 |
| Securities available for sale | 84,762,000 | 76,674,000 | 74,565,000 | 71,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,880,000 | 276,285,000 | 280,671,000 | 284,215,000 |
| Interest-bearing deposits | 201,564,000 | 199,293,000 | 202,531,000 | 209,493,000 |
| Noninterest-bearing deposits | 76,316,000 | 76,992,000 | 78,140,000 | 74,722,000 |
| Equity capital | 36,053,000 | 36,261,000 | 38,807,000 | 39,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,734,000 | 9,734,000 | 14,799,000 | 20,018,000 |
| Interest expense | 1,215,000 | 2,500,000 | 3,816,000 | 5,162,000 |
| Net interest income | 3,519,000 | 7,234,000 | 10,983,000 | 14,856,000 |
| Noninterest income | 298,000 | 604,000 | 932,000 | 1,219,000 |
| Noninterest expense | 2,164,000 | 4,366,000 | 6,620,000 | 8,905,000 |
| Provision for loan losses | 117,000 | 292,000 | 544,000 | 799,000 |
| Pretax income | 1,536,000 | 3,180,000 | 4,758,000 | 6,378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,536,000 | 3,180,000 | 4,758,000 | 6,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,060,000 | 40,528,000 | 41,383,000 | 41,939,000 |