Call reports 2024
SOONER STATE BANK — 2024
What SOONER STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 310,455,000 | 302,920,000 | 309,759,000 | 304,231,000 |
| Total loans | 179,387,000 | 182,944,000 | 183,828,000 | 191,713,000 |
| Allowance for loan losses | 1,940,000 | 1,986,000 | 2,046,000 | 2,126,000 |
| Securities available for sale | 88,964,000 | 89,378,000 | 88,615,000 | 85,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,466,000 | 269,168,000 | 272,768,000 | 269,215,000 |
| Interest-bearing deposits | 198,688,000 | 194,657,000 | 198,187,000 | 197,309,000 |
| Noninterest-bearing deposits | 78,778,000 | 74,511,000 | 74,581,000 | 71,906,000 |
| Equity capital | 31,485,000 | 32,083,000 | 35,149,000 | 33,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,289,000 | 8,700,000 | 13,257,000 | 17,791,000 |
| Interest expense | 1,159,000 | 2,345,000 | 3,591,000 | 4,812,000 |
| Net interest income | 3,130,000 | 6,355,000 | 9,666,000 | 12,979,000 |
| Noninterest income | 312,000 | 627,000 | 950,000 | 1,386,000 |
| Noninterest expense | 2,062,000 | 4,173,000 | 6,325,000 | 8,513,000 |
| Provision for loan losses | 45,000 | 93,000 | 153,000 | 236,000 |
| Pretax income | 1,335,000 | 2,716,000 | 4,138,000 | 5,616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,335,000 | 2,716,000 | 4,138,000 | 5,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,655,000 | 37,022,000 | 37,816,000 | 38,517,000 |