Call reports 2023
SOONER STATE BANK — 2023
What SOONER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 310,556,000 | 311,152,000 | 319,800,000 | 304,864,000 |
| Total loans | 186,584,000 | 183,040,000 | 184,940,000 | 180,961,000 |
| Allowance for loan losses | 1,868,000 | 1,911,000 | 1,953,000 | 1,896,000 |
| Securities available for sale | 97,679,000 | 93,703,000 | 90,061,000 | 91,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,177,000 | 282,311,000 | 291,336,000 | 272,989,000 |
| Interest-bearing deposits | 195,244,000 | 196,250,000 | 194,311,000 | 197,800,000 |
| Noninterest-bearing deposits | 85,933,000 | 86,061,000 | 97,025,000 | 75,189,000 |
| Equity capital | 27,853,000 | 27,130,000 | 26,592,000 | 30,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,601,000 | 7,350,000 | 11,350,000 | 15,423,000 |
| Interest expense | 600,000 | 1,489,000 | 2,498,000 | 3,565,000 |
| Net interest income | 3,001,000 | 5,861,000 | 8,852,000 | 11,858,000 |
| Noninterest income | 322,000 | 646,000 | 983,000 | 1,305,000 |
| Noninterest expense | 2,059,000 | 4,134,000 | 6,242,000 | 8,245,000 |
| Provision for loan losses | 48,000 | 93,000 | 138,000 | 269,000 |
| Pretax income | 1,216,000 | 2,280,000 | 3,475,000 | 4,669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,216,000 | 2,280,000 | 3,475,000 | 4,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,556,000 | 33,909,000 | 34,722,000 | 35,312,000 |