Call reports 2022
SOONER STATE BANK — 2022
What SOONER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 335,653,000 | 337,139,000 | 329,912,000 | 313,956,000 |
| Total loans | 170,230,000 | 179,568,000 | 181,401,000 | 181,393,000 |
| Allowance for loan losses | 1,705,000 | 1,732,000 | 1,805,000 | 1,823,000 |
| Securities available for sale | 81,876,000 | 98,312,000 | 101,842,000 | 104,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,735,000 | 309,282,000 | 303,273,000 | 286,185,000 |
| Interest-bearing deposits | 212,139,000 | 213,802,000 | 209,452,000 | 200,131,000 |
| Noninterest-bearing deposits | 93,596,000 | 95,480,000 | 93,821,000 | 86,054,000 |
| Equity capital | 28,531,000 | 26,205,000 | 24,913,000 | 26,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,708,000 | 5,787,000 | 9,111,000 | 12,563,000 |
| Interest expense | 171,000 | 339,000 | 600,000 | 952,000 |
| Net interest income | 2,537,000 | 5,448,000 | 8,511,000 | 11,611,000 |
| Noninterest income | 331,000 | 693,000 | 1,050,000 | 1,368,000 |
| Noninterest expense | 2,047,000 | 4,071,000 | 6,123,000 | 8,146,000 |
| Provision for loan losses | 0 | 35,000 | 80,000 | 143,000 |
| Pretax income | 821,000 | 2,035,000 | 3,358,000 | 4,690,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 821,000 | 2,035,000 | 3,358,000 | 4,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,891,000 | 30,556,000 | 31,472,000 | 32,267,000 |