Call reports 2020
SOONER STATE BANK — 2020
What SOONER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 269,113,000 | 295,995,000 | 291,255,000 | 296,803,000 |
| Total loans | 169,412,000 | 161,485,000 | 162,542,000 | 155,868,000 |
| Allowance for loan losses | 1,551,000 | 1,563,000 | 1,619,000 | 1,683,000 |
| Securities available for sale | 49,055,000 | 53,229,000 | 52,225,000 | 55,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,425,000 | 265,836,000 | 260,422,000 | 266,087,000 |
| Interest-bearing deposits | 177,959,000 | 192,334,000 | 184,062,000 | 191,847,000 |
| Noninterest-bearing deposits | 61,466,000 | 73,502,000 | 76,360,000 | 74,240,000 |
| Equity capital | 27,599,000 | 28,237,000 | 28,946,000 | 29,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,105,000 | 6,016,000 | 8,936,000 | 11,713,000 |
| Interest expense | 470,000 | 847,000 | 1,149,000 | 1,428,000 |
| Net interest income | 2,635,000 | 5,169,000 | 7,787,000 | 10,285,000 |
| Noninterest income | 339,000 | 686,000 | 924,000 | 1,382,000 |
| Noninterest expense | 2,042,000 | 4,715,000 | 6,681,000 | 8,779,000 |
| Provision for loan losses | 55,000 | 115,000 | 177,000 | 244,000 |
| Pretax income | 877,000 | 1,025,000 | 1,853,000 | 2,647,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 877,000 | 1,025,000 | 1,853,000 | 2,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,231,000 | 25,969,000 | 26,550,000 | 27,037,000 |