Call reports 2019
SOONER STATE BANK — 2019
What SOONER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 217,476,000 | 211,033,000 | 209,109,000 | 261,000,000 |
| Total loans | 140,979,000 | 141,528,000 | 137,021,000 | 169,115,000 |
| Allowance for loan losses | 1,426,000 | 1,455,000 | 1,485,000 | 1,506,000 |
| Securities available for sale | 39,255,000 | 37,919,000 | 36,166,000 | 48,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,999,000 | 183,805,000 | 181,441,000 | 232,193,000 |
| Interest-bearing deposits | 134,759,000 | 128,675,000 | 126,394,000 | 165,034,000 |
| Noninterest-bearing deposits | 56,240,000 | 55,130,000 | 55,047,000 | 67,159,000 |
| Equity capital | 25,494,000 | 26,088,000 | 26,509,000 | 26,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,477,000 | 5,053,000 | 7,554,000 | 10,795,000 |
| Interest expense | 334,000 | 700,000 | 1,066,000 | 1,531,000 |
| Net interest income | 2,143,000 | 4,353,000 | 6,488,000 | 9,264,000 |
| Noninterest income | 493,000 | 739,000 | 985,000 | 1,619,000 |
| Noninterest expense | 1,425,000 | 2,845,000 | 4,323,000 | 6,821,000 |
| Provision for loan losses | 30,000 | 62,000 | 93,000 | 125,000 |
| Pretax income | 1,181,000 | 2,185,000 | 3,057,000 | 3,937,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,181,000 | 2,185,000 | 3,057,000 | 3,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,878,000 | 25,991,000 | 26,348,000 | 25,282,000 |
| Total capital | 27,304,000 | 27,446,000 | 27,833,000 | 26,788,000 |
| Risk-weighted assets | 144,943,000 | 144,882,000 | 141,804,000 | 173,863,000 |