Call reports 2018
SOONER STATE BANK — 2018
What SOONER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 210,740,000 | 208,876,000 | 206,632,000 | 206,561,000 |
| Total loans | 133,713,000 | 138,318,000 | 140,421,000 | 142,085,000 |
| Allowance for loan losses | 1,345,000 | 1,372,000 | 1,388,000 | 1,432,000 |
| Securities available for sale | 33,965,000 | 37,433,000 | 32,889,000 | 32,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,553,000 | 184,625,000 | 182,130,000 | 181,600,000 |
| Interest-bearing deposits | 135,075,000 | 131,571,000 | 125,632,000 | 127,041,000 |
| Noninterest-bearing deposits | 51,478,000 | 53,054,000 | 56,498,000 | 54,559,000 |
| Equity capital | 23,339,000 | 23,246,000 | 23,453,000 | 24,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,594,000 | 6,962,000 | 9,368,000 |
| Interest expense | 212,000 | 451,000 | 693,000 | 992,000 |
| Net interest income | 2,045,000 | 4,143,000 | 6,269,000 | 8,376,000 |
| Noninterest income | 251,000 | 508,000 | 786,000 | 1,071,000 |
| Noninterest expense | 1,435,000 | 2,875,000 | 4,330,000 | 5,815,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 121,000 |
| Pretax income | 831,000 | 1,716,000 | 2,635,000 | 3,511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 831,000 | 1,716,000 | 2,635,000 | 3,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,061,000 | 24,103,000 | 24,468,000 | 24,697,000 |
| Total capital | 25,406,000 | 25,475,000 | 25,856,000 | 26,129,000 |
| Risk-weighted assets | 143,391,000 | 142,661,000 | 142,540,000 | 143,520,000 |