Call reports 2016
SOONER STATE BANK — 2016
What SOONER STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 190,636,000 | 191,550,000 | 190,640,000 | 189,091,000 |
| Total loans | 117,764,000 | 118,206,000 | 120,595,000 | 121,970,000 |
| Allowance for loan losses | 1,141,000 | 1,162,000 | 1,193,000 | 1,217,000 |
| Securities available for sale | 46,998,000 | 48,886,000 | 44,585,000 | 43,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,509,000 | 168,208,000 | 167,066,000 | 166,628,000 |
| Interest-bearing deposits | 126,100,000 | 126,139,000 | 123,693,000 | 124,011,000 |
| Noninterest-bearing deposits | 41,409,000 | 42,069,000 | 43,373,000 | 42,617,000 |
| Equity capital | 22,523,000 | 22,599,000 | 22,802,000 | 21,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,953,000 | 3,935,000 | 5,960,000 | 8,017,000 |
| Interest expense | 176,000 | 355,000 | 538,000 | 719,000 |
| Net interest income | 1,777,000 | 3,580,000 | 5,422,000 | 7,298,000 |
| Noninterest income | 250,000 | 488,000 | 757,000 | 1,012,000 |
| Noninterest expense | 1,267,000 | 2,543,000 | 3,902,000 | 5,240,000 |
| Provision for loan losses | 32,000 | 62,000 | 92,000 | 122,000 |
| Pretax income | 728,000 | 1,463,000 | 2,188,000 | 2,983,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 728,000 | 1,463,000 | 2,188,000 | 2,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,977,000 | 21,870,000 | 22,083,000 | 22,190,000 |
| Total capital | 23,118,000 | 23,032,000 | 23,276,000 | 23,407,000 |
| Risk-weighted assets | 127,833,000 | 127,949,000 | 129,055,000 | 132,452,000 |