Call reports 2015
SOONER STATE BANK — 2015
What SOONER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 182,677,000 | 184,198,000 | 186,269,000 | 182,785,000 |
| Total loans | 113,039,000 | 110,553,000 | 114,770,000 | 115,792,000 |
| Allowance for loan losses | 1,094,000 | 1,085,000 | 1,115,000 | 1,113,000 |
| Securities available for sale | 41,365,000 | 42,457,000 | 42,081,000 | 47,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,560,000 | 162,282,000 | 163,987,000 | 160,722,000 |
| Interest-bearing deposits | 123,054,000 | 122,355,000 | 121,647,000 | 120,478,000 |
| Noninterest-bearing deposits | 37,506,000 | 39,927,000 | 42,340,000 | 40,244,000 |
| Equity capital | 21,599,000 | 21,290,000 | 21,631,000 | 21,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 3,754,000 | 5,669,000 | 7,610,000 |
| Interest expense | 171,000 | 346,000 | 521,000 | 696,000 |
| Net interest income | 1,686,000 | 3,408,000 | 5,148,000 | 6,914,000 |
| Noninterest income | 252,000 | 518,000 | 786,000 | 1,036,000 |
| Noninterest expense | 1,241,000 | 2,492,000 | 3,727,000 | 4,964,000 |
| Provision for loan losses | 25,000 | 55,000 | 87,000 | 117,000 |
| Pretax income | 672,000 | 1,430,000 | 2,171,000 | 2,926,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 672,000 | 1,430,000 | 2,171,000 | 2,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,882,000 | 20,870,000 | 21,129,000 | 21,250,000 |
| Total capital | 21,976,000 | 21,955,000 | 22,244,000 | 22,363,000 |
| Risk-weighted assets | 129,760,000 | 124,990,000 | 120,789,000 | 125,545,000 |