Call reports 2022
CARMINE STATE BANK — 2022
What CARMINE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 104,662,000 | 109,229,000 | 111,059,000 | 118,215,000 |
| Total loans | 24,485,000 | 25,369,000 | 27,848,000 | 28,515,000 |
| Allowance for loan losses | 170,000 | 172,000 | 172,000 | 170,000 |
| Securities available for sale | 43,050,000 | 39,473,000 | 36,943,000 | 39,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,720,000 | 103,963,000 | 107,950,000 | 113,841,000 |
| Interest-bearing deposits | 73,633,000 | 77,250,000 | 77,865,000 | 79,790,000 |
| Noninterest-bearing deposits | 23,087,000 | 26,713,000 | 30,085,000 | 34,051,000 |
| Equity capital | 7,862,000 | 5,131,000 | 2,921,000 | 4,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,527,000 | 2,430,000 | 3,488,000 |
| Interest expense | 116,000 | 239,000 | 404,000 | 719,000 |
| Net interest income | 628,000 | 1,288,000 | 2,026,000 | 2,769,000 |
| Noninterest income | 53,000 | 100,000 | 135,000 | 166,000 |
| Noninterest expense | 384,000 | 821,000 | 1,272,000 | 1,771,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 297,000 | 568,000 | 890,000 | 1,165,000 |
| Income tax | 15,000 | 12,000 | 18,000 | 18,000 |
| Net income | 282,000 | 556,000 | 872,000 | 1,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,938,000 | 12,133,000 | 12,450,000 | 12,491,000 |