Call reports 2021
CARMINE STATE BANK — 2021
What CARMINE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 94,694,000 | 98,847,000 | 101,363,000 | 103,129,000 |
| Total loans | 25,357,000 | 25,338,000 | 24,307,000 | 24,076,000 |
| Allowance for loan losses | 169,000 | 170,000 | 171,000 | 169,000 |
| Securities available for sale | 38,851,000 | 44,766,000 | 47,643,000 | 49,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,574,000 | 85,853,000 | 88,589,000 | 90,560,000 |
| Interest-bearing deposits | 63,685,000 | 66,240,000 | 67,667,000 | 69,887,000 |
| Noninterest-bearing deposits | 18,889,000 | 19,613,000 | 20,922,000 | 20,673,000 |
| Equity capital | 11,963,000 | 12,654,000 | 12,471,000 | 12,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,712,000 | 2,450,000 | 3,210,000 |
| Interest expense | 135,000 | 267,000 | 399,000 | 518,000 |
| Net interest income | 799,000 | 1,445,000 | 2,051,000 | 2,692,000 |
| Noninterest income | 39,000 | 74,000 | 109,000 | 143,000 |
| Noninterest expense | 397,000 | 825,000 | 1,200,000 | 1,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 441,000 | 722,000 | 993,000 | 1,172,000 |
| Income tax | 10,000 | 11,000 | 34,000 | 4,000 |
| Net income | 431,000 | 711,000 | 959,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,272,000 | 11,473,000 | 11,742,000 | 11,698,000 |