Call reports 2020
CARMINE STATE BANK — 2020
What CARMINE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 84,386,000 | 88,518,000 | 89,013,000 | 90,325,000 |
| Total loans | 22,996,000 | 25,635,000 | 25,556,000 | 23,479,000 |
| Allowance for loan losses | 160,000 | 165,000 | 165,000 | 169,000 |
| Securities available for sale | 6,046,000 | 4,344,000 | 5,184,000 | 35,847,000 |
| Securities held to maturity | 22,413,000 | 22,335,000 | 24,088,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,582,000 | 77,474,000 | 77,780,000 | 77,920,000 |
| Interest-bearing deposits | 58,487,000 | 59,488,000 | 59,719,000 | 61,235,000 |
| Noninterest-bearing deposits | 15,095,000 | 17,986,000 | 18,061,000 | 16,685,000 |
| Equity capital | 10,698,000 | 10,886,000 | 11,027,000 | 12,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,578,000 | 2,292,000 | 3,005,000 |
| Interest expense | 226,000 | 448,000 | 660,000 | 818,000 |
| Net interest income | 512,000 | 1,130,000 | 1,632,000 | 2,187,000 |
| Noninterest income | 43,000 | 74,000 | 110,000 | 147,000 |
| Noninterest expense | 343,000 | 698,000 | 1,135,000 | 1,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 214,000 | 515,000 | 628,000 | 748,000 |
| Income tax | 17,000 | 51,000 | 56,000 | 1,000 |
| Net income | 197,000 | 464,000 | 572,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,569,000 | 10,771,000 | 10,889,000 | 10,832,000 |