Call reports 2019
CARMINE STATE BANK — 2019
What CARMINE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 79,198,000 | 81,886,000 | 82,897,000 | 81,973,000 |
| Total loans | 22,167,000 | 23,700,000 | 23,799,000 | 23,231,000 |
| Allowance for loan losses | 147,000 | 150,000 | 152,000 | 147,000 |
| Securities available for sale | 7,169,000 | 7,053,000 | 6,458,000 | 6,490,000 |
| Securities held to maturity | 17,020,000 | 16,482,000 | 18,325,000 | 21,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,976,000 | 71,435,000 | 72,166,000 | 71,443,000 |
| Interest-bearing deposits | 53,794,000 | 55,149,000 | 56,200,000 | 57,209,000 |
| Noninterest-bearing deposits | 15,182,000 | 16,286,000 | 15,966,000 | 14,234,000 |
| Equity capital | 10,121,000 | 10,296,000 | 10,522,000 | 10,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,461,000 | 2,230,000 | 2,985,000 |
| Interest expense | 212,000 | 435,000 | 668,000 | 895,000 |
| Net interest income | 507,000 | 1,026,000 | 1,562,000 | 2,090,000 |
| Noninterest income | 46,000 | 88,000 | 127,000 | 167,000 |
| Noninterest expense | 353,000 | 735,000 | 1,116,000 | 1,543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 381,000 | 580,000 | 723,000 |
| Income tax | 8,000 | 22,000 | 38,000 | 10,000 |
| Net income | 192,000 | 359,000 | 542,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,115,000 | 10,205,000 | 10,390,000 | 10,359,000 |
| Total capital | 10,262,000 | 10,355,000 | 10,542,000 | 10,507,000 |
| Risk-weighted assets | 22,955,000 | 24,037,000 | 23,941,000 | 24,274,000 |