Call reports 2018
CARMINE STATE BANK — 2018
What CARMINE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 76,186,000 | 81,627,000 | 79,821,000 | 78,055,000 |
| Total loans | 20,401,000 | 20,962,000 | 22,287,000 | 22,356,000 |
| Allowance for loan losses | 156,000 | 148,000 | 151,000 | 154,000 |
| Securities available for sale | 7,846,000 | 7,848,000 | 7,195,000 | 7,023,000 |
| Securities held to maturity | 14,325,000 | 15,025,000 | 15,903,000 | 17,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,518,000 | 71,813,000 | 69,853,000 | 68,166,000 |
| Interest-bearing deposits | 51,275,000 | 53,455,000 | 53,082,000 | 54,361,000 |
| Noninterest-bearing deposits | 15,243,000 | 18,358,000 | 16,771,000 | 13,805,000 |
| Equity capital | 9,585,000 | 9,680,000 | 9,780,000 | 9,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,298,000 | 1,998,000 | 2,723,000 |
| Interest expense | 137,000 | 284,000 | 441,000 | 638,000 |
| Net interest income | 479,000 | 1,014,000 | 1,557,000 | 2,085,000 |
| Noninterest income | 46,000 | 88,000 | 131,000 | 173,000 |
| Noninterest expense | 369,000 | 767,000 | 1,155,000 | 1,583,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 336,000 | 534,000 | 676,000 |
| Income tax | -5,000 | 1,000 | 11,000 | 3,000 |
| Net income | 161,000 | 335,000 | 523,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,651,000 | 9,750,000 | 9,950,000 | 9,916,000 |
| Total capital | 9,807,000 | 9,898,000 | 10,101,000 | 10,070,000 |
| Risk-weighted assets | 22,062,000 | 22,691,000 | 23,262,000 | 23,115,000 |